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Encore

Buying and selling a home can be the most significant financial decisions that families face

Last Updated: April 17, 2026 at 6:16 p.m. ET
First Published: April 13, 2026 at 3:19 p.m. ET

Senior couple from behind looking at their home and car.
The decline in returns when selling a home begins at age 70 and then accelerates. Photo: Getty Images/iStockphoto

For most Americans, buying and selling a home are the most significant financial decisions that families face over their lifetimes.

Much research has focused on the buying side, primarily looking at how the availability and cost of mortgages vary by race and age. A lot less research has examined the selling side — but a recent study released by the Center for Retirement Research shows that older sellers earn lower returns.